As is known to all, moving a car is a risky affair as any vehicle that is shipped is susceptible to dents, scratches and/or other forms of damage. The only assured way to protect the likely damages that occur to your vehicle during shipping is to go for vehicle transport insurance. It also protects your car from natural calamities as also the vagaries of the weather.
Insurance policies offered by various hauling companies may be different.
It is essential that you ascertain from the auto moving company what types of damages will be covered if the vehicle is impaired during the shipping process. If you consider the coverage provided by the car hauling company to be inadequate, you can find out if it is possible to buy an additional coverage.
Further it is necessary for you to know which parts of the vehicle will be covered in case of an accident and more importantly, the insurance coverage offered by that company should also protect you against vehicle theft. One important factor that should weigh with you before choosing a company is the amount of insurance coverage that will be provided by them.
There are a few things that you must check to receive proper insurance coverage. Never hesitate to ask questions about the vehicle shipping company’s insurance policies. You should study the insurance policy documents of the car moving company and to satisfy about the genuineness of the documents, you can even crosscheck with the car transport insurance provider.
Beware that some auto movers may provide only very restricted insurance coverage – at times, it will be even less than your vehicle’s actual market value. It has to be stated that there may be a few unscrupulous companies that may try all types of tricks to evade paying insurance claim. It is also important to personally verify whether the company has a valid insurance certificate.
Please note if your transport company avoids or deliberately delays settling your damage claim, you are at liberty to file a complaint with local Better Business Bureau. This apart, you can also report the matter to the Department of Transportation for speedy redress and as a last resort you can also approach the law courts. But it is prudent to first attempt to sort out your complaints with your shipping company and if you still feel that you are not getting justice, you can take recourse to other measures.
Quite often, the insurance coverage provided by the company may not be sufficient to cover the expense of the vehicle replacement. It is therefore preferable you contact the company’s insurance agency and know firsthand the terms and conditions in the policy. When transporting luxury vehicles or any other unique types of vehicles, you must ensure that the insurance coverage includes the blue book value of the vehicle.
Most reputed and front line auto haulers that are licensed and bonded like AAAT will ensure your vehicle safety and will carry proper insurance so that they can quickly reimburse your damage claims. AAAT guarantees proper insurance coverage for vehicles and ensures that full coverage is provided in the event of damages to the vehicle during its custody.